Common Types of Workers' Compensation

Serving Nashville, Tennessee

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Workers' compensation is an important program, especially if your job is dangerous. Regulated at a state level, workers' compensation helps defray the costs if you're injured or even killed while on the job.

Workers' compensation makes certain types of payments under specific circumstances. Common claims paid out by workers' compensation include:

  • Hospitalization
  • Rehabilitation
  • Necessary regular doctor's visits
  • Lost pay
  • Disability
  • Death benefit

Your regular health insurance will help pay for some of these costs, but workers' compensation can pick up the difference. If you don't have health insurance, or if you have a high deductible, workers' compensation can keep your finances from being devastated by long-term, expensive medical bills.

In addition, if you are temporarily or permanently disabled, workers' compensation will pay out two-thirds of your regular salary, easing the burden of lost wages while you recuperate. If you're killed by an accident on the job, the death benefit paid out to your family will help them in their financial recovery. Workers' compensation will also pay out a set amount for a specific loss, such as an amputation of a limb used regularly on the job.

These payments will only be made if you are injured accidentally while performing your job. If the circumstances under which you were injured are in any way uncertain, you might have a hard time collecting the compensation due to you. In a case like this, the experienced workers' compensation attorneys at James R. Omer & Associates can help you make your case.

Workers' compensation cases can be difficult due to the involvement of a large company, often hampered by red tape and bureaucracy. With extensive experience dealing with workers' compensation, James R. Omer & Associates will fight for you to ensure you receive proper restitution for your injuries.

If you've suffered an on-the-job injury and want to be sure you get the compensation you need to assist with your medical expenses and lost time at work, please contact Nashville, Tennessee workers' compensation attorneys at James R. Omer & Associates, PLLC. We'll use our combined experience to do everything we can to help you and your family get the full compensation you deserve.

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